Also especially for DSCR they will want a family strong appraisal and comps, but some lenders can also utilize proposed DSCR income to qualify. 

@Eli KingThe seller would need to contact the servicer of their loan and confirm it’s assumable.You would then need to qualify with that servicer plus have the funds to cover the difference between what remains on the loan and the purchase price for the home.

If they still want to apply and have us hold the application for something that comes open later, I'll hold it for up to two months so it's not wasted.I also try to discourage people from applying if I think they won't qualify.

They may decide to buy a house or get a job of high enough quality that they do a background check on them and they need to get the judgment released in order to qualify.  

Hello BP,I am fresh into the real estate game ( about 8 days old) and I am hoping someone has an answer.I qualify for the veterans home loan in NYC.

If I inherit a tenant who refuses to use digital means I will just have to find a new qualified tenant. 

You can potentially use 75% of the long-term rents to help qualify. 

At first glance though, it looks like investors can go as high as they want (while still qualifying for a loan) and as many times as they want.

If you insist on using a VA loan, it's written in VA guidelines in black/white that only folks re-upping can use their military income as qualifying income within 12 months of EAS. 

Anyone may assume a VA loan as long as they qualify with the lender, but only a veteran can obtain an initial VA loan.