Also, if I am a homeowner, I can't think of the benefit of selling "sub to". 

You could invest some of your funds into a direct investment, and some you could put to work indirectly as a private lender.To be clear, I'm not advocating that you should do any of this.

If it’s that much of a problem maybe offer some benefit to extend the lease past one year. (5% off/month) or some benefit that allows you to save time but is more cost effective than hiring a leasing agent.

He was always safe in regards to PITI but you never know. liquidity won’t be a problem. only brought up owner occupancy of 1 unit to see if it added any benefit for cash out refinance or caused any harm.

It is good to remind other benefits of having a property.

You should consider whether the potential property value increase or other benefits outweigh this loss.Here's some generic beginner advice to help you get started.1.

Many people have read books, or taken a class or signed up for a guru or coach on the benefits of MF investments, and certainly is evidenced by the recent rise of syndications in the MF space in the last few years.

Consider long-term goals, market trends, improvements, tax benefits, and flexibility.

If your accountant will let you expense it that would give you more benefit if the short term. 

I've posted on other threads - i'm not really changing my strategy in response to the macro changes, just accepting less cash flow as long as I get the other benefits.