It's not rocket science, or anything "innovative".  

Entity plans are still in process unsure of which direction I'm going in and the fees were paid lump sum in Nov 2021.

Sounds very innovative.

Then a virus that started in Nov Dec of 2019 was seen as an opportunity to collapse a legacy, inflated numbers were pushed onto the public to force unconstitutional closing of schools, businesses and travel. 

So yes, it doesn't have to be 1% if you don't pay PM, are innovative in financing, etc.

Hope i can one day repeat that kind of innovation.

I sold a house in S Cal. in Nov 2003.

I was just thinking of an innovated strategy.

I laughed when I saw "I burned my house down" in the "Innovative Strategies" section :)

But beyond that, if we are going to have incentive and innovation, people have to be free to profit from their products, labor, expertise.