Why is Hard Money Private Lending so difficult right now

[David Roe]

Seems like getting lending is over complicated and no-one wants to make money. I have done 5 deals on my own in the last 3 years 3 in the last year. 720+ credit score across all 3. And about $28k in the bank, LLC with steady income and I make over 130k on my 9-5 w2 job.

Just bought a SFH 3/1.5 40k Purchase, 40k rehab ARV $135-140k Closed on this on May 1st and will be a FLIP

Also on contract to close a Duplex 4/2 1800sqft per side for $30k Purchase, $40k Rehab and ARV of $115-120K Rents are 850-950 per side a month... scheduled to close May 18th and will do a BRRRR

Every hard money lender i have contacted is non responsive, slow to call back or no products because of COVID-19

I've done my past houses with my own money, doing two at once with out funding will be difficult, but it seems no-one wants to lend?  Every one else see the same problems?  

Dave Roe