Use REFI leverage frequently and liberally.  

Use as little out of pocket as possible, take advantage of OPM including liberal use of seller's concessions.6.

I've read the 2 person/bedroom rule and in California, things are more liberal (read in favor of tenants) than landlords. 

@Alex TestaniGreater Hartford area investment properties tend to get 2% rule (especially in rentable areas like New Britain, Meriden, Bristol and parts of Hartford) and acquisition cost is much more liberal than Fairfield county. 

Financial Accounting, Managerial Accounting, Legal Environment of Business, and Liberal Mathematics.

Or best case scenario, the seller accepts (jackpot!).  

Yes, banks and mortgage brokers were doing stupid stuff, but it was simply due to government and stupid liberals getting involved via Community Reinvestment Act and the resultant incentives to have people into homes that could not and should not have been getting loans in first place.Pisses me off when I hear people blame banks and others for those that lost their houses. 

In addition to the above, another avenue woukd be to have the lender restructure the loan to an FHA loan where the DTI restrictions are more liberal.  

If anything your assumptions is pretty liberal.

Here are the comparisons and please feel free to share feedback liberally.