I expect this to change gradually, but for now, for those of ordinary means its about scrounging whatever cash you can to get a foothold while prices remain low.Sam

If you were starting out like me, would you rehab your place up front with the low financing or make improvements to the home gradually?

I have considered looking into other areas outside of the city, but being this is my first rent and hold, I figured to start slowly and gradually expand.  

I think we are gradually getting back to a "Normal" market. where some areas go up some down some stay the same.

That inventory stocks are gradually getting depleted and needs to be restocked, spells more activity for the manufacturing sector.

Keep reading and participating here and it will gradually become more clear.

Since I was young I have been gradually exposed to various elements of real estate, more so in the letting of property.

@David Erjavec Nailed the data.Here are some subjective thoughts from the tech people as I am there often and know of others moving in gradually :"I love dogpatch.""

Be patient, take your time and gradually move some of these funds into these solid niches.

I was hesitant to pull out cash through a refi since my rate is at 4% now, and I have some savings and investment accounts for those reserves.My thinking was the interest paid over 1 year of gradually using the line of credit would be far less than loan costs and potentially tripling my current mortgage payment at closing.