The fact that the HOA governs what tenants can and can't do keeps the property looking uniform and consistent, quite different than a SFH. 

And because of the similarities between codes and jurisdictions and other government entities I can do this for just about any part of the country (granted the largest cities like LA & NY are their own special case).

In most markets that can legally have STRs and that the local government embraces, you can get up to 50% more in rental income vs traditional rentals. 

I actually think it would be funny if you walked into that bank with a printed copy of that form in-hand and asked "what gives?"

I want to send yellow letters, printed mail and postcards(for Non owner occupied), then do some door knocking and cold calling.BUT I have a few questions before I start this process.....

It can be done but your getting into state and Federal laws governing securities.

Our second business, Paw Print Properties, is an LLC with which we plan to buy homes in need of work in up-and-coming areas of West Michigan, then update them to be cat and dog friendly.

Based on your marketing budget build a blue print to fulfill your goals. 

Since this would be a specialized situation, I would use the Contact on the VA website to get the best answer, there are a lot of lenders that do VA loans but they don't specialize in them so they may not know about any fine print, or alternate paperwork not commonly used.

If you click on the Rehab tab it will display additional information not on the printed report.