As stated previously, I appreciate the annual inspections since the tenants usually clean before they arrive.  

Lots of 'I wanna be a real estate investor' all over like the days before the crash.  

If the cure for affordability is a real estate crash (which I can't see in the cards), we might regret the impact also.

I started buying property about 10 years ago but have not been doing much since the crash of '09. 

That should allow you to arrive at a reasonable rent price.  

Was this before the crash in '08?

I bought my first property at the beginning of the housing crash.

Feel free to PM when you arrive !

But im only 34I've looked at old posts and before the crash 7-8 percent was considered a good interest rate on investment property, now people are upset if it's over 5. ha

As you said, minimum credit scores dropping under 600 are definitely a warning sign.However, the lending environment is still much more conservative than it was during the bubble, and I believe that will act as a deterrent to a total crash.