:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+, zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680, some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

A lot of new investors are hearing a lot of zero down, subject too, and silent second positions.

However, I would like to see if I can get some positive cash flow. 

By becoming an expert in a market you're familiar with, you'll be positioned to achieve outsized returns.Invest wisely by leveraging your knowledge and connections rather than just seeking the next big opportunity.

Your experience as a real estate agent is a significant positive.

This resulting number would be either net positive or negative.

Plus, there's still so many positive cash flowing and 1% deals here in Columbus Ohio.

Yes, rates are high, but dollar for dollar there are many positive and cash flowing investments to be found, or...made.A tactic I've been utilizing for buyer(s) recently is the deployment of seller concessions in the form of seller(s) contributions towards buyer(s) closings costs, pre-paids or interest rate buy downs. 

With excellent credit (800+), you're already in a great position, but I understand the struggle with DTI when you're self-employed.Here are a few options that might help:Asset-Based Lenders: You're on the right track with DSCR loans, but you may find some private lenders or portfolio lenders willing to go into the high 6’s.

If you raise an extra $500k you should have $2k/mo in cash flow, still bad but at least it’s positive.