As for the due on sale, if it does get called, you can simply transfer title back to them if you couldn’t refi.....no harm no foul.

The next step would be to further examine your spending habits and create more investable net income by cutting other expenses.

Pros of moving: a more habitable house and recovery of reasonable expenses for temporary payment (<60 days of relocation) and relocation payment of $10K for permanent relocation (>=60 days of relocation) (from city's website)Cons of moving: moving hassle of furniture and belongings and may not be able to return to the same unit (I prefer the same unit because it's spacious)Pros of not moving: less hassle of moving furniture and belongings and has a chance of staying in the same unitCons of not moving: leaky unit and chance of goods stolen if workers come in to fix the leak (can't think of any other cons)What should I do?

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

➡️Legal responsibilities: As a landlord, you have certain legal responsibilities to your tenants, such as ensuring that the property is safe and habitable.

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

I assume they are referring to the recently adopted measuring standards (ANSI), but again, that doesn't dictate what habitable or finished area is.

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

If not, absolutely no harm there I think anyone can succeed without it.