Being risk adverse, I'm considered a problem child. 

@Elina Aske-  most lenders will want the  returns.....some ideas  1) ask the present lenders  you  have to see if they can offer any  heloc  options  that  dont  require much  documents  2)  ask the banks you have  relationships  with  the same  question  3) are  you  adverse to having a  co borrower  involved   4)  leverage / borrower  against other  assets  like  401k / retirement / car  or  savings   5)  perosnal  unsecured loan  ......good luck

The Fair Credit Reporting Act requires an "adverse action" notice for any denials AND "conditional" approvals, where you require additional deposit, rent, co-signers, etc.The basis of Fair Housing Violations is, pretty simply, treating one person differently from another.

Ask your new lawyer to help you make a list identifying:All potentially adverse parties, including former lawyers, brokers, lenders and title professionals from the original transaction, regardless of which side they representedAll potential claims against each of them (e.g., fraud, misrepresentation, malpractice, breach of contract, breach of trust, rescission, quiet title, etc.)The relevant statute of limitations for each claim (e.g., I'm pretty sure the legal malpractice period is 2 years in Texas)I'm not your lawyer and this is not legal advice.

We utilize an Adverse Action form to do so, and here is a link to some samples:https://www.consumerfinance.go...

You may want to consider a clause that says something like this: "Tenant understands that any court judgements or collection accounts related to tenants's default on rent payments could adversely impact tenant's credit rating and ability to rent or purchase property in the future."

Sounds like this "adverse site condition" would show up on a standard appraisal and from what I can tell, this may impact underwriting.

Just add in my two cents here, I would say that while I do not think it is the hardest part of real estate investing- that title belongs to buy and hold investing just based on the dynamics of risk involved- I actually believe it is probably the most time consuming, and potentially cost adverse. 1) To say that you can wholesale with little or no money down is a fallacy, and a huge one at that.

I guess it depends on how risk adverse you are.  

Please note that the account into which the funds are deposited must be the same type of account from which the funds were first withdrawn (e.g. withdrawal of pre-tax funds from a 401k could be deposited in a pre-tax IRA but not a Roth IRA - "like to like").Loans:Payments on a 401k loan taken under the CARES Act must be paid back starting in 2021 over a 5 year term.Here are the details regarding the loans:NEW LOANS:The CARES Act which was enacted to provide relief to individuals impacted by COVID-19 allows for increased 401k loans and more flexibility for repayment of these loans.Specifically, you must be an individual who meets one of the following conditions to demonstrate that you have been impacted by the crisis (and it will be your responsibility to retain documents in your files that demonstrates that you are a qualified individual):Individual who is diagnosed with COVID-19, with a CDC-approved test;Individual whose spouse or dependent is diagnosed with COVID-19, with a CDC-approved test; ORIndividual who experiences adverse financial consequences as a result of being quarantined, furloughed, laid off, having work hours reduced, being unable to work due to lack of child care due to COVID-19, closing or reducing hours of a business owned or operated by the individual due to COVID-19; or other factors as determined by the Treasury Secretary.On or before September 23, 2020, such individuals take a 401k participant loan subject to the following terms:Maximum Amount of the Loan: 100% of their 401k balance not to exceed $100,000.