. , I don't have any experience w/ this either, but I was thinking about the opposite end of the spectrum; least likely to be redeemed, highest interest if it is, dirt cheap property if it's not.@ .25% isn't it better just to open a savings account?

Let's say I had $200,000 to invest (200 being the median in my area), and I decided to buy two, $100k SFDs instead of one $200k one. Is that a decent idea if you can get the same or more rent by doing it that way? Or ...

It’s when ( you) partner with (1) investor and complete deal- Usually latching onto the Dispositions side of the spectrum. 1) Wholesaler Gets property under contract tract with motivated Sellers 2) Ensure due diligence and makes sure the numbers work.  3) Then Partners with another investor who gains equitable interest of the property and lines the deal up with a prospective buyer - 4)Secures buyer then reassigns back to wholesaler for a $2000 to $3000 fee-5) Wholesaler now has equitable interest back and a buyer ready to close- Buyer closes and wholesaler gets their assignment fee LESS exit fee of either $2000 - $3000 to partner who provided buyer.  

I think the increases in those areas will resemble a kind of reverse bell curve, in which cultural values lie at the heart of the urban center on one end of the spectrum, and in the 2 to 50 acre properties which are an hour drive away on the other end. 

The question is where are you offering in this spectrum?

By risk I mean the whole spectrum of possibilities for losing money, from micro to macro.

So yes that can be a scary topic, but one thing that has been easing my mind on the idea of mortgage ,is what the other Nicole mentioned, house hacking; for me personally I like the multifamily side of the spectrum.

There are a few brokers that do only PM, but most are like a division of a larger brokerage that performs the full spectrum of real estate brokerage services.There's a lot of flexibility in how people practice as real estate professionals. 

My goal with RE is the opposite end of the spectrum, I want to focus on start homes that are in need of repair.

What I am really hearing here is that investors are upset because sellers are marketing houses to a broader spectrum of buyers and hence obtaining the highest price possible.