Here's a well calculated term for your loan repayment;Loan Balance:$70,000.00Loan Interest Rate:5.00%Loan Term:30 yearsMonthly Loan Payment:$375.78Number of Payments:360Cumulative Payments:$135,276.75Total Interest Paid:$65,276.75Loan Balance:$70,000.00Loan Interest Rate:5.00%Loan Term:30 yearsMonthly Loan Payment:$375.78Number of Payments:360Cumulative Payments:$135,276.75Total Interest Paid:$65,276.75Note: The monthly loan payment was calculated at 359 payments of $375.78 plus a final payment of $371.73Looks good?

And you reserve the right to do a final inspection of the repairs to make sure they are satisfactory.

A final word of caution: Be very wary of turnkey outfits, agents, wholesalers, or investors who are claiming a certain percentage of return.

The area will not appreciate like gangbusters like the urban core or say a Lee's Summit but it is a fine area with great people.

MINE - " Yes I would love to get a final answer once and for all.

Hey guys I’m 20 years old a junior in college as a finance major just starting out in finding out more in the industry.

If you want to keep your price point even lower, a condo is a fine first place.

I would tell the lender to talk it over with the appraiser and give you a final answer, before any money is spent. 

You did such a fine job, I wouldn't know where to add any value to what you've already contributed.The only thing I would say, is the original post is a great example of overcomplicating the basic concept, mixing good, bad and ugly in the original question list, and having just enough knowledge about the topic to be dangerous. 

That's border line a violation of your agency to them and definitely walks a fine line of ethics.