For purchase transactions, a SFR w/ an ADU is financed identically to a SFR.

We felt really good about getting a appraisal of $120,000 on this property given that my buddy re-did the property next door that is identical and got an appraisal of 120k.

The rates are almost identical because they are conforming.

working on getting this bumped up)Vacancy rate 6% (very conservative)Maintenance and repairs 6%Oh **** fund 5%Cash flow $260/month per side Notes: An identical duplex next door (in worse condition cap ex wise) just went under contract last week for $170k.

My experience in the Midwest (Small town in Indiana and Cincinnatti OH) is identical to @Jill F: I can’t get renovation done fast enough during turnovers.

working on getting this bumped up) Vacancy rate 6% (very conservative) Maintenance and repairs 6% Oh **** fund 5%Cash flow $260/month per side Notes: An identical duplex next door (in worse condition cap ex wise) just went under contract last week for $170k.

Although the industries I'm in are identical it came down to what it the income was listed as.

Identical apartments top/bottom.

If you identity the east side of okc as a C class, then this is about in line with that. 

This is where many people give up whereas if they had just laid the foundation of consistent habits and the identity of whom they want to become, they'd be able to roll with the struggles and get to the other side.