Long Distance BRRR Investors: How do you do the money part?

[Jake Vayda]

My wife and I are buying our first long distance BRRR in Oberlin, Ohio. The house is 100k and we have 20k saved up. How do you do your loans? I am trying to figure out HOW I should go about this.

1. - Get a Hard Money Loan in your state and then refinance with a bank from which your property is in?
2. - Go through a bank in the state where the property is and then refinance with the same bank?
3. - Go through rocket mortgage?! HELP! Haha