Your credit at risk and might affect your ability to buy a home in the future. 

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Its the easiest way to buy up to 4 doors for only 3.5% down. 

Reason is a Heloc generally carries a higher rate on a shorter term and "Can Never" be used as an "Asset, or for PITI reserves" which are both required when you buy an investment property. 

We are looking to do long-term rentals for a buy-and-hold strategy, starting to build up our portfolio and gain momentum. 

Investment Info:Single-family residence buy & hold investment.

Management would be self-managed, as in this example it would be a client's first rental buy and hold.

Some ideas I've considered:Equity Buyout: Having another investor or my partner buy out my 40% equity.Seller Financing: Selling my equity and offering seller financing to the buyer.Selling the Property: Liquidating the property entirely and splitting the proceeds.Does anyone have experience with situations like this?

We have made money buying properety based on cash flow (lower priced) rented out for a period, then selling to an owner occupant. 

If you were to buy direct from the owner you will get great deals!