Many lenders want to see insurance in place as part of their "underwriting"Are all hard money lenders participating in this chicken vs egg challenge or are there some that use common sense and have adjusted their practices to accommodate the various laws throughout the nation?

With the new rent laws, you must be 100% that all rents were raised legally, and must do everything by the DHCR book. 

@Melissa Faraias research Fair Housing laws because if you already allowed husband on lease but are denying his child or charging extra for his child, that may be a violation.

And the same goes for landlord tenant laws in many states, and in MA rules can change by town, county, or sitting judges predisposition. 

State law is not on your side, you often deal with desperate people dealing with the four "Ds" (Death, Disease, Divorce, and Disaster), and the home runs that get the glory on social media are rare birds indeed. 

Save some money and ask a law student in a university to review.

I am looking for a Public Adjuster but wanted to know about the fees per Texas law.

Insurance payout rates are, by law, very rich, and pay significantly more than you would probably pay under normal circumstances.Before you hire the roofer, I'd ask if they think they can cover your deductible. 

I am also finding that as you mentioned part of the learning curve is knowing what a particular state's law is.At the same time, I have in the past found paying some money for a course has helped me to learn and take action more quickly. 

@Anastasia MonroTo achieve financial independence in real estate, focus on boosting savings, improving credit, getting pre-approved for a mortgage, searching for properties with high rental demand, researching local laws and regulations, building a team, staying educated, preparing for property maintenance and management, and being patient and persistent.