Even if the inspector verifies that there is no leak I was still hoping to sample the soil and have it tested at a lab for my own piece of mind.

@Sandy UhlmannI am out of my area on this, but maybe the current owner could negotiate the balance on the second mortgage down to an agreeable amount. 

Hi @Mary Meyer, most contractors in my area will install a base (the depth of which will be determined by the condition/type of soil at the proposed site, usually 8"-12") of very well compacted 3/4" or 1/2" gravel which is blended with smaller aggregates all the way down to a sand-like size. 

You should contact your attorney as laws governing collecting rent and garnishing wages vary from state to state.Have a great day,Sandy

Michael & Sandy - Thank you for the warm welcome.

@Sandi Hague, I would recommend using a servicer for all your notes.

In addition, the longhorn state is famous is known for very sandy soils, hence the reason basements are rare (because the soils being so sandy, do not have the support like many other soil types which are more rigid providing force so the wall does not buckle. 

I have a article that will be in the Feb. issue of Florida Rising called "How Not to Be Sued" will be happy to pass on some tips to any one interested                                                          Sandy                                                  

@Mohamad SuleimanTwo things concern me in the thread above:Foundations in North Texas are always an issue because we have expansive soil. 

Sounds rural... in addition to the septic report, I would get a soils report.