There are handful of DSCR lenders (mainly commercial style lenders) that do not report these loans on personal credit.

If it was me I would give them the 1000 and have your lawyer write a release of all claims as to the water.. and probably not renew unless other wise they are great tenants.. but if your already asking for pre signed checks sounds like collections maybe an issue as well.

This village always requires a walk thru by the building dept  (so no doing stuff without a permit) and man was the write up of repairs long.

@Mike Farr yeah, your income shouldn't be an issue if you work with the write lenders here. 

I did sell mine just a few months ago and I bought a new 4 runner in dec so I could get 100% write off.. but buying gas is a new experience I wont even look at how much it costs I am afraid we are 3.50 to 4.00 her in Oregon..

The only time you need to worry about a refinance or a "Change" in occupancy is if the loan is an FHA, VA, DPA (Down payment assistance) program, Fannie/Freddie Home style that you have lived in less than 12 months.

This open concept home includes designer styled kitchen with custom cabinets, granite counter tops, stainless steel appliances including a stainless steel farmhouse sink, vented hood system, and a stunning glass tile back splash.

We frame bathroom mirrors with wood frame casing with white instant hold glue to give the bathrooms some style.

The local angle can give you that edge against other buyers, especially when you are dealing with high equity owners who might be older and a little weary of some company coming in wanting to buy their house.One down side to consider is, hand writing all of your letters will be time consuming, but there are ways to get around that.

I'm working on hand writing a couple letters to some property owners, and I was wondering what wording has worked for you to get the property owner to call you?