If your rate is higher simply refinance it if rates drop and just save all those “aggressive payments” to then invest with. $170,000ish should be plenty to help you buy your first rental maybe less and then you can get started faster than the timeline of spending 1.5 years paying off your mortgage first.

I just got 900 for a 1 br in EC, and 1700 for a 4 br in Lee Harvard, tenant pays ALL.I dont want to get into a whose rent is bigger than whose competition, I'm sure you'll win. 

Also, if you can do a renovation and pull money out to pay it off, I think that would be ideal.Another idea would be to utilize other people's money for the renovation and then pay them back whatever rate they desire through a simply interest note.How is the STR doing in the Smokies? 

I certainly would not trust the average resi buyer to just pay .. simply becasue they are not wired that way everyone knows real estate is run on commish.. so like i said curious how you do this.. 

While it may take some bravery to invest in a neighborhood that isn't yet fully revitalized, you could be on the winning end in a few years once home values rise.

"Never" pay off credit cards or it will hurt the scores even more simply pay them down under 30% usage or less.

Russell I had my first contract come in on one of my new builds and the commission was simply one of the line items in the addendum.. it became a negotiating point and thats what I did as the owner/seller I did my counter and part of it was a commission adjustment to the amount the agent put in the offer..

A step further; If I see that D.T. is certain, real -world certain to win, I'm going to be going so DEEPppppp into NG position and options it's gonna be butt puckering.

Why would I create competition for myself when I can help somebody else find a market that works the same, and I was keeping it simple if people want to learn, they can ask me what they wanna know and I can simply give them a straight answer.

There simply may not be enough "meat on the bone" to make a profit commensurate with the hassle and stress.