Some, like ours, focus on offering optional services such as renters insurance or washer/dryer rentals without requiring tenants to opt into a full package.When choosing a property manager, I recommend asking about the structure and purpose of any fees.

I would recommend getting with a CPA to go through your tax liability.

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

If I have some cash do you recommend clearing the loan or invest instead for next property with proper planning ? 

My contract with my property managers requires my approval for any expense over $500.

If a landlord plans to hold the property for a while, we always recommend an annual lease, ending to align with the summer leading lesson, or staggered with their other leases depending on the situation.  

I recommend reaching out to 2-3 PMs and then using tools like Zillow and Rentometer to get a full picture.

When I was 22, I did a house hack, and I highly recommend it.

Let me know if you have any questions or need any recommendations.  

If you are new and don't have a clue, then I would certainly recommend them or some company that can guide you through things until you have an understanding.