Currently talking with Transunion to consolidate the accounts..

Just about any bank or credit union will have some type of personal loan, but many want you to use them for debt consolidation or some other defined purpose.

@Brian Olson Not sure if you were interested in keeping this dialogue open but have you thought about selling your Maple Valley props and consolidating into a better investment like a small MF? 

Even if population stays the same, it consolidates in a smaller number of units.

It doesn't necessarily have to be 21 different exchanges each with a different calendar as in a regular consolidation exchange.

It just helps to consolidate and create some structure with what I have. 

You can consolidate everything company in there, so everyone knows where things are at.If you have more than 4 people, maybe consider a meeting table and a chair (they can be used vs new) for everyone somewhere you can have meetings (your garage, your basement, a spare bedroom).That will give you a place to get together and focus when you believe you need to.Or maybe your group is more informal and will meet at the (best) Pizza place (in town), or just on conference calls.But still it seems like having one base of operations might be worth considering.Something for you guys to think about.Just my 2 cents.

I plan to do a cash-out refinance at the end to consolidate the date but I seriously doubt the new appraisal will be anywhere near my expense to build. 

Until recently, my settings were configured so I received one consolidated email in the morning with all my keyword alerts.

It also depends on title seasoning if you've owned the property more than 12 months typically they will not ask since its considered long term at that point.2) I am a lender and I work with investors and have done cash out's on various type of loan scenarios ranging from recent all cash acquisitions, waiting 12 full months to cash out all contributed equity in a deal, cash out consolidation loans, etc3) seasoning requirements depends on what value you're trying to use if you want market value typically its 12 months if you want to cash out in under 6 months its max 70% of acquisition cost (includes purchase price and closing costs and potentially documented rehab costs), after 6 months to 12 months you can cash out on the lower of appraisal or acquisition cost but the difference is you can cash out up to 75% LTV on non owner SFr and 70% on 2-4 units (conventional financing)4) 620 fico for conventional min average varies5) shown in #3 answer if you want more details you can PM me or go to fanniemae.com to search6) no lien seasoning time frames if thats what you're referring toLet me know if that helped or if you have other questions.