I'm still going to reflect on my tone and think of ways to improve, but I think it was mainly they have zero appetite for REI companiesTo some degree, the loan officers were not just trying to tell me they did not want to lend.

At sub 5 percent and certainly sub 4 percent I don’t think the appetite was very big for originating notes.

You mentioned turn-key properties in Indianapolis.. be careful with these because you will see a suppression in your returns.

I already have full POA, but after talking with our Title Agent after our most recent closing, using my POA in this situation might be viewed as self-serving and lead to issues or delays with refinancing, depending on lenders' attention to detail and/or appetite for such a situation.I'm looking for a way to stay with a R&T refi and not cause heartburn for lenders. 

You might want to get to know bankers in your local area, and determine their appetite for lending on the properties that interest you.  

When looking at local banks, make sure to check their appetite for residential investment lending.  

This is the portfolio stuff that is starting to come online, now that Wall Street is starting to re-develop an appetite for folks that can't check all of the zillion Fannie/Freddie boxes.

The community is great and there is endless information.I would love to connect with you to see what your exact appetite is for the raw land you're looking to purchase. 

Champagne appetite, bud light budget... keep saving or look smaller.

Here is property in Birmingham:After 3 properties, I thought my appetite for real estate would be satisfied...until you realize you have the "bug".