Maybe try calling your local Housing Assistance Program (HAP) office and asking them about this requirement. 

I later found out that when I declined their protege program, they tried to sell me a "pre-protege" program, which is basically wholesaling for $1k.

This criteria is for 1-4 and 5-8 unit programs.

2) Agent calls about fixer-uppers BEFORE they hit the market.Challenge will be getting them at the right price, w/o insulting the agent.If you have the time or funds to hire someone to do it for you, suggest you setup Constant Contact or similar program to send monthly reminders to agents about:1) Your repair services that save deals2) Post 1-3 success stories with quotes from agents you helped - because they all know each other3) That you are looking for fixer-uppers, with some loose buy-box parameters (don't be too restrictive or you won't get deal exposure)You can then add every agent you encounter.It will take 3-6 months, but will eventually snowball if you do good work.

Maybe some specialty programs exist for prefab homes or a custom ADU builder might have his own lender partner they could refer you to... but unless you yourself are an experienced home builder with a track record in ground-up construction, you're basically looking at a hard money or a HELOC.

One of my favorite programs can finance property values down to $75,000 - however, I've had exceptions granted for clients with lower values as long as the loan amount stays above $50,000.

Plus when a tenant leaves you just delete their PIN and program a new one.

Definitions can vary and be fuzzy lender to lender, program to program, and differ between "first time homebuyer" and "first time investor"

My question for you experienced investors are what programs are you using to find tenants, perform background checks, and create leases as I do not want to hire a property manager off the rip.

@Michael Frank what are the specific HUD programs?