There may be some truth to that, but people who are consistently plunking down $100K in cash didn't get that money by being financially illiterate.

This will invaribly be different for each rate and scenario but just a general gauge.Even though rates are in the 3's and 4's the monthly payment or what we call the "mortgage constant," on our end is higher because your payment does not consist of just interest, but interest and and 1/360th of principal on a 30 year fixed loan which is designed to amortize/payoff to $0.00 balance by year 30 or 360 months.Typically a rate around 4's will have a monthly mortgage constant of around .50% monthly (6.00% annual) or about $500 per month for every 100,000.Sometimes when the rate gets into the high 3.50% range the MC is around .45% per month ($45 per month for every 10,000 borrowed) so it doesnt vary much while at 4.50% 30 year fixed the MC monthly is around .507% or $50.70 per month for every 10,000 borrowed.I suppose all this technical speak means is that if you borrow money where the outflow out of your pocket is around 6% with interest and principal considered then you'll probably want to reinvest it somewhere else where you can get considerably higher rate of return on this cash than 6.00% atleast this is how I look at it.If you want to make 6% + 6% for cost of funds then you'll want an investment with a hurdle rate of 12.00% or higher cash on cash as an example.

Our customer base would be of better quality if we did.Our business would benefit if the industry actually established consistent operation practices and we got rid of all the mom and pop hobby landlords.

lol)- Currently working full time in investment real estateMy Current Portfolio:- Consists of several student homes that generate 5x - 10x the cash flow that a traditional rental would- A couple homes were purchased myself through FHA leapfrog and refi (house hacking is the best!)

If someone is filling their vacancy in a week or two consistently then they probably are not listing at market rent.

I believe that the majority of their business is in SFR because that's what the world mostly consists of.

Just stay consistent and you should have a good return on investment. 

I have always been interested in real estate investment, but have always been scared of enduring the hard times with no consistent cash flow. 

The UP may be too desolate to rely on consistent tenancy. 

I’ve been waiting to see if my new property would consistently produce cash flow as well as needing to finally finish my NRC exam to obtain a Reactor Operator’s license for the Watts Bar Nuclear Generating Station here in East Tennessee.