The best DTI you can probably hope to achieve with a bank loan is about 45%.  

Every bad deal will compound your move from achieving your goal (if loss of value/negative cash flow).  

Unfortunately I was not prepared to achieve that goal because I didn't have the skills to do it!

I have seen first hand how messy these deals can get using a spreadsheet.

I work there because they are the best and they actually care about your success and helping you achieve it.

@Brad Van Sickle the whole process goes smoother if you know what you want to achieve and have realistic goals in mind.

I also arranged a meeting with another agent and investor at one of his prospects to see the analysis first-hand for a flip. 

I am glad to be working for myself vs the big therapy companies who say they are all about patient care, yet require 90-97.5% productivity from us and expect us to provide quality patient care off the clock to achieve productivity standards. 

The tip of late on taxes being highest stress and converting to deals comes from my research not my first hand experience.  

I've had a couple of buy and hold properties but now I'm actively looking at ways to achieve more passive income through short term rentals and multi-family units.