Either they can pay the debt or they can't.

Toward the middle on to the end of a long investing career, hopefully you will have significant assets unencumbered by debt, or at least with lots of equity.  

Big question is do I put 1000 towards savings and the other towards debt or just put it all towards our first investment.

For example, do they have 15 store credit cards and tons of credit card debt? Or

John McNellis, talking about risk in his book, asks a simple question:  Would you rather be worth $1 million by having $1 million in property and zero debt, or would you rather be worth the same $1 million by having $1 billion in property and having $999 million in debt? 

@Brent Coombs Well it just depends on if you want to pay down debt or use that cash flow to grow faster and pay down debt later. 

No "significant" need for more "equity investing," time for debt or income investing. 

The question is do you have a clear path for that money, the discipline to use it only for assets that will produce an income to pay off that debt or service the monthly payment.

ASV Answers for erentpayment only:  https://www.erentpayment.com/default.aspx1) Yes you can use debt or credit cards in addition to bank accounts. 

It appears that this will be another run away government program that we will all be forced to pay for - either via additional debt or taxes.