Tenant app: Good income but $90k in credit card debt

[Nadia Hale]

Hello everyone 

In need of advice again from experienced folks out there . We have received an application from a tenant who makes $200k a year gross , two people -wife stays at home. They pay all thier bills on time but credit score for the main applicant is 619 due to $90k in credit card debt and high utilization rates . However as far as I can see they have no late payments and meet them 3x income rule . However I am worried about that credit card debt increasing and causing issues . DTI is close to 47%. they've been in the area for a while and we will check out the landlord history bur assuming that turns out ok, what do you think - should we accept? Look for more documentation ? Or pass ?

Thanks in advance !