@Jon Pitcher any suggestions on what type of insurance we should examine? 

I am not a lawyer, and would ask one before acting, but I'm pretty certain the certificates people purchase online are not valid.My thought on this is, unless the applicant has a readily apparent disability, it's not unreasonable to require a letter from a doctor / psychiatrist / etc. that has actually examined them.

As @Terry Lao pointed out you'd have to examine the rates.

AirDNA has a lot of useful data when examining whether a rental makes sense.

So charge them for the repair damages, cleaning, and send back any refund with statement of charges.If I had 3 grand of deposit to work with and they were that uncooperative, I would have closely examined and I'm sure I could have found something else to have included in cleaning charges against their deposit.Nice tenants that give proper notice, that permit showings while occupied, and leave clean unit,, they are few and far between and they get the benefit of my considerations in deposit refunds.

In order to establish whether a particular gift of down payment money is permitted, we have to examine what the FHA describes as a bona fide gift.

Perhaps you should try to examine yourself a bit to determine why bugs bother you so much.That said, if you have the money, you could offer to pay an extra months rent  to get out of the lease.

I'm halfway done with my online pre-licensing course and will take the agent exam in October...

At 24000+ miles per year driven, the inflated price of used trucks, and the fact that we use them for business AND kid hauling/family duty, buying used didn't make business sense after running numbers on a long term cost/year basis: we would simply kill higher mileage used trucks before they made up for their cost.... and I know since I killed three used vehicles running my business before, kept good records, and examined what they truly cost me to keep on the road including diminished value when they were traded in broken.

Before you even try to sell- find out what the condo is worth by examining comparables in the area  that have SOLD.