Co-sign on what Dave says.

The physical beauty here is unmatched.I know the idea of living mortgage-free is exciting, but it's just not doable in an area like Colorado Springs (or Denver just to the north).

I am a Montana native that recently moved back to Missoula after a long stint in Colorado and am looking to meet like minded investors.

I occasionally enjoy co-hosting (splitting costs) for client events with a lending partner but that is pretty rare as most lenders just want to hold "first time home buyer" classes/events or co-brand online ads for home buyers.  

We require a 550+ credit score as well as a current job paystub or a co-signer who meets these requirements.

Are you sure your licensed contractor knows the current smoke and CO detector laws for your area.

Yes turnkey means the GC handles everything from permit to CO and gives you a turn key guaranteed price that does not change unless you make changes.Also some GC have stock plans or do design in house which will save you on design fees.

I plan on living in it for at least the first year to qualify for FHA, so it would be in Colorado Springs where I live and work currently.

In Colorado Springs, my clients will do any of the following:- basement conversion- garage conversions- rent by the room- multiple unit house hacks (house and cottage, duplex, triplex, fourplex).- buy a property with two unit zoning and build an ADU on the backLots of options.

I know lenders (and have used them) in Colorado Springs that are offering 90% LTV HELOCs on investment properties and 95% LTV refinances on primary residences.