You should have not closed until you verified that the unit was empty.

The FHA Streamline sweatshops don't need to calculate income, barely need to verify employment, don't even need an appraisal department, virtually zero buy-backs, etc, so there's a whole bunch of overhead costs they simply don't have at all, and they can hire the dumbest/cheapest people for all positions.

Just a clarification question that I think I’ve found already but want to verify.

At Closing, your Title Company will verify that the Private Lender's funds are on deposit (likely wired) prior to any document signing or any money changing hands. 

This is completely legal where we are but should be verified for your area.

Always make the tenant pay full rent and then reimburse them for the expense after verifying the job is completed properly.

How do I get my post verified?

Specifically I note that there is no allocation to management, landscaping, snow removal, unit turns, etc.As always, verify everything!

On my first purchase I had to verify my full name and they wouldn’t take a drivers license as proof.

and flippant remarks whose origin can't be verified