Has anyone worked with individual lenders?

[Marilyn Holloway]

I am under contract due to close

On 7/31/2018 a member reached out to me and agreed to do the deal on my terms but is not a company and wants a 2.5% fee 

Not sure how to proceed  I will

Not send money not knowing if they are legit. Please advise. I was sent application and finding questionnaire will be happy to fill out how does this work.