With the blanket loans say you want to break one out and sell one you will have to pay back 120% of the balance assigned to the property towards the principle of the loan 

You can just give that statement and your spreadsheet to your tax preparer.Trying to add your paid expenses to PMC software is almost impossible, as it will misrepresent what the PMC actually did.Another option is to just send the bills to your PMC and ask them to pay from your portfolio balance.

The tricky part is the fact that you're also living there, so you want to balance your needs with the cash flow part.

In the end everything balances out if the property is priced properly.

Please see below.Property type: townhouse, 3 beds, 1 bathMortgage balance: 80kEstimated value: 235kCash out amount: 70%-80%

One example is a project in Aldea Zama in which you can do a 30% downpayment (some start at 20% down) and the remaining balance financed directly with the developer for a 10-year term. 

Bank statement loans work great if your business gets a large amount of monthly deposits because the way the lender calculates income is by adding all your deposits over the last 12 months then cut it in half and divide that total by 12 months then take 50% of that remaining balance and use that to calculate your DTI.

It would be beneficial for your future bookkeeper to have these expectations in mind where they reconcile the monthly statements and then just immediately send you a trial balance for approval. 

And the proceeds from the sale (plus the balance from anywhere else) are used for us, as the QI, to purchase the property. 

However, some lenders may have stricter requirements for multi-family properties, as they are considered higher risk due to rental income fluctuations and vacancy rates.To improve your credit score, consider paying down existing debts, making timely payments on outstanding balances, and avoiding new credit inquiries.