@Muhammad KashifMost debt funds are equity only as they don’t take on leverage and are “cash only” when they acquire / lend on assets

Another way is to switch your product from 30 year fixed to a 5/1 ARM so now you're taking program or financial risk to arrive at a lower rate such that you can pass this FHA SS rule (5/1 ARM FHA has a lower rate by up to .50% than the 30 year product typically).

RufoShort-Term Rental (STR) and Long-Term Rental (LTR) are rental options based on lifestyle and financial goals.

depends on your personal financial position and your goals.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

Prevent financial loss.

You or both of you might think you have a $1.3M home but in reality its a $975K debt!

I think that losing the HELOC should create a little better cash flow but at the very least it will put some stability into my debt service. 

You say you want to attain financial freedom, but remember that is a buzzword.

Prioritize your financial stability.