If you have a seller finance note for $2k/mo and make $4k/mo then you have a DTI of 50%...it won't be on your credit report, but is a debt that needs to be disclosed.

If you go at a consistent pace by 30 you will be in a wonderful place financially and with your portfolio.

However, they might discount the Underwriting, Processing, or Doc fees if you do multiple deals with the same lender, such as a portfolio transaction or consistent volume. 

Zillow’s Market Reports: These show market appreciation trends across different cities, helping you spot high-growth areas.5. 1031 Exchange:If you sell your current property and reinvest in a higher cash-flowing property, you may want to consider a 1031 exchange to defer capital gains taxes.

And the SOLs are not consistent across the country, as each state has its own period. 

I send tenants to collections because I get the comfort of knowing it sits on their credit report for many years and prevents them from getting loans or cheating another landlord.

Using a company to do rent reporting to Credit Bureaus is a good idea to prevent the delinquency in the first place and at least increase leverage to recover the unpaid rent after it has happened.

This makes Mezzanine Debt particularly suitable for self-directed IRAs as it avoids UBIT (Unrelated Business Income Tax) risk and offers easier tax reporting via 1099-INT.

Just make sure you go over a few things - 1.Go over inspection report in detail in the event there some things called out that you can address with your neighbor. 2.

Except the government bureaucracy and people's stubbornness, of course.We always report taxes for one specific year, and it changes from year to year.