(I teach what I call the OOS SFR TK Strategy).In that scenario, you could see if you like to use HELOC as an option to purchase, or maybe keep HELOC as an option to grow your portfolio.In a residency situation, the most efficient use of your available funds would be to use as little as possible for your residence and keep as much as possible for your investing goals.There are a few other strategic options to increase the velocity of your money but that would have to be discussed.

@Adam SharpIf you have access to the MLS, look up comps in the area that closed in the last 3 months due to the current velocity of the market.

It seems like the seasoning time before refinancing would be a pretty strong governor on the velocity of your money.

If they're not, you may not be cash flowing as much as you think.With that said, what happens to your investing velocity if you continue to hold?  

plus folks are ignoring the velocity project which has already housed 2 companies...

However, you can see north of 15-20+% cash-on-cash return and the velocity of your deals can be way quicker with smaller multifamily or single family deals. 

But the name of the game is skate to where the puck is going....this market seems to have a vibe of affordable housing, space, yard, single family, etc... in my opinion Not sure about NY, but Cleveland has pockets of massive appreciation.Tremont, Lakewood, Ohio city - all neighborhoods of 2x-4x appreciation over 7-10 year horizon..... not sure now as I never had the stomach for the risk/reward.I always operate in the same market since I’m a high velocity flipper and deals exist all over the Midwest key is building relationships and trust in your market.

I have been studying the BRRRR strategy these last couple of months and definitely like the benefits and the potential for increasing the velocity of my money. 

Im learning the velocity of money and compound interest by using my dad as a lender.

Velocity of money.