I KNOW I am not up to Accredited.It seems to me to be "backwards" thinking that there is LESS risk to a 'novice' in a FUND since the risk is spread out over many Notes and professionally managed, whereas an Individual Note seems like it would carry WAY more risk, especially picking the 'right one' for your investing goals, budget, etc...? 

But recently, I’ve been curious to pick people’s minds and explore how others approach these aspects, especially as we grow our portfolio.You’re spot on about how technology can be a tool but shouldn’t replace the real human insights that come from having boots on the ground and networking.

After all that some get the AHA moment that this business is not easy while others still think that its picking an apple from a tree. 

All Landlords risk tenants damaging the home, but a NICE home attracts NICE tenants so the fact that you've made the home very NICE means you should be able to take your pick of applicants.

Let's say you spent a month on the initial preparation: cleaning, painting, shopping for furnishings, assembling IKEA furniture and so on.

Hey all, I just picked up a four plex in the mid-del area (just outside of OKC).

If you had good credit (670-730 range), you have 20% to make a down payment, and sufficient income to qualify for the home you want to purchase - Would you choose the FIRST-TIME HOME BUYER or CONVENTIONAL purchase option...which would you pick and WHY?

If you can’t make it work in your market I would pick one and go deep into it.

I picked up a home for $422k that does $8k+month in revenue, some months well over.

Your LenderMy recommendation to find numbers 2 & 4 would be to go to the top of this page and client on AGENTS  & LENDERS from there you will be connected with 3-5 pros and I would suggest picking someone who has the most reviews or most forum posts.