It's been a long road I spent 6 month in th hospital, and I saw many people with injuries similar to mine simply giving up on their dreams or life in general so part of my motivation is showing people in a situation like this that it is not the end of life it can be seen as a new beginning. 

Leaving my job is irreversible for me, so I'll just have to hustle more to get going - but that was always the plan. 

Landlord wants to retire due to injury.

Rents are currently under market value as the owner has had some injuries and didn't want to rock the boat with the long term tenants.

It doesn't matter that you said "You do this at your own risk and I am not liable for any damage or injury"...you are still the property owner and will get sued. 

Tomorrow - or even minutes from now, it can be different.The real value is in the credit report resulting from that pull.A recent retiree could have sterling credit - until their income becomes one quarter of what it was when they were working.Anyone can have sterling credit - until an illness or injury lands them in the hands of the healthcare syndicate.

Additionally, what if I or a contractor had an accident and received bodily injury, would we be covered under the homeowners insurance policy?

I hope your injury is not too severe and allows a full and wonderful life.Some thoughts:Managing from a far is not easy. 

Understand that even IF there's a court case, your insurer will take over and you need to stay out of the way.Did you know it's cheaper for an insurer to settle a personal injury lawsuit for $15k-$20k, then it is to fight it in court?

Also a concern here is the addition being an approved/permitted spaceSection 8 not withstanding if the addition wasn't a permitted addition you'll likely will be taking a significant risk that should a tragic event take place there with a loss of life or serious injury you'll have no place to hide as most insurance companies will not pay your claims plus the civil and criminal penalties are severe!