Thoughts on financing options

[Julia Bykhovskaia]

Hi Everyone! I will be looking for a vacation rental property to buy, I currently own two (PA) and they do well. I left my job this year so no W2. I've heard of (1) another investor who has private lender financing to fund 100% purchase price + light rehab + furniture with 5 year term at 10%, (2) someone else who has an institutional line of credit for similar projects at 7.5%, (3) another investor who was able to raise a blind 10 yr pool of money for corporate housing properties at 6.5%. Question: this is my first time looking for funding. Where do I start looking for something like this? I did already find someone who'd do 85% LTV on the house for 7-10 yrs term (30 yr amort) at 6.5%. I just need to solve the last 15% piece + $60K for the furniture/rehab. The houses are cash flow generative so I would be able to pay down a higher than normal principal % every year. Maybe I could do a 2nd lien on the house? Any advice would be greatly appreciated!