If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.

@Victor Yang When gifting a house, the FMV at the time of the gift counts toward your lifetime gift exemption (currently $13.92M per individual in 2025).

If you follow up, please share what you learn here.

A tiered system works well: reward individual performance (e.g., quick work order completion) and team-based success (e.g., overall portfolio stability or income growth).Be cautious when setting pay expectations.

I guarantee you'll at least learn something to make you a more savvy investor!

You mentioned that you are not a W-2, but that is not the only status of income producing individuals. 

It has been a learning experience, for sure. 

It gives me another exit strategy by having the option to sell off individual properties to retail buyers if needed.

The tenants enjoy using the interface, it is simple to communicate with them as a whole or individually, collect rent payments and see when they are in transit, offer CC payment options at tenants expense, track maintenance request, share documents, and lease the property.Short comings are their financial portion.

You don't need to learn REI in your job, that's a side thing.