@Zachary Gray Hi Zachary.

Granted, the hard schools will likely happen at the show grounds, but you don't want your clients to feel like they can't work their horses at home because the footing is subpar.Hot water in the barn area is so, so lovely (my gray (i.e. white) horse wouldn't stand still for a cold water bath which made bathing at shows super annoying for all involved).

I do not like the gray areas of having a judge misinterpret our agreement. 

Quote from @Zachary Gray: I have an excellent carpenter who has done multiple decks for me in the area at a reasonable price I’d be happy to refer you  Remember it can't be 'just a carpenter'.

The gray area tends to be around what is normal wear and tear.

Quote from @Spencer Gray: Excel is cheap and Google sheets is free.

I know wholesaling is a gray area. "...the wholesaler is a middleman who is paid for finding deals (although practicing real estate without a license is illegal in all 50 states...)"

We're located in the Gray's creek area of Fayetteville, North Carolina.My technician recommended the RHEEM/MORTEX - 14 SEER 2.5 TON MANUFACTURED HOME HEAT PUMP - 2 STAGE for my home.

It seems it is a gray area to the 7 lenders I asked.

They are all various shades of gray.