3) Recommend getting a HELOC for emergencies, after PMI removed, but don't use it for investing until you start saving money!

I think this is the gift and the curse of a still emerging asset class (short term rentals) - as it becomes more "institutional" i.e. more like commercial real estate with more sophisticated buyers then financials and systems for this will likely become more streamlined and stable, but we are still in a place where the buyer pools are more newish investors or typically residential basic investors, so not has experienced or sophisticated evaluating investments based on a detailed financial analysis like more seasoned commercial investors likely would.anyways, just a guess on what might be going on here

Those companies will die out and the emerging ones who lead with quality sourcing/underwriting & have real estate experts at the helm will grow the market in my opinion. 

Make sure you have funds set aside for an emergency, if you have personal debt, try to eliminate as much as possible, understand what your personal balance sheet looks like in regards to monthly cash flow and net worth.Investing in real estate is investing in a business, and you need to have a good understanding of your financial picture before you begin to buy a business.I would then focus on what niche you want to start with.  

Let’s say he puts 25% down (150k) and parks the remaining 50k “emergency” in HYSA earning a few percent net of tax on traditional.Just take (450k * 6.5%) - (50k * 3%) and compare it to 400k * 8.5% (scenario AIO). 

What are some of the emerging neighborhoods or trends you’re seeing in these areas?

.- All windows and doors must be fully operational in the event of an emergency and be able to lock for resident's safety.

Educate Yourself ContinuouslyMarkets change, financing options evolve, and new regulations emerge.

It's a job, not an investment.Real wealth is built by holding property for a long time.If you save $6,000 a month, that's over $60,000 available to invest in one year, with a little held in reserve for emergency maintenance issues.

I’ve been saving that extra income for future property expenses or emergencies, so I don’t have to dip into my personal funds.I also earn around $130-150K annually from my sales job, though sometimes I feel anxious about whether I deserve this income or worry about losing my job.