And if they do, you have an explanation, so there is nothing to worry about.Your wholesaling business had $100k of income one year, then $0, then $100k again.

Thanks for the explanation @Dustin Cady, I went through the PACE program for both solar and landscaping.  

Your CPA’s explanation might be a bit confusing.

See my comment above yours for a better explanation of what I was talking about.

Security deposit amountYou can find plenty of examples by searching for "tenant estoppel certificate doc" or exchanging "doc" with "pdf" for more options.Here is an example and explanation: Sample EstoppelSome have a lot of legal jargon but this document does not need to be so detailed.

Security deposit amountYou can find plenty of examples by searching for "tenant estoppel certificate doc" or exchanging "doc" with "pdf" for more options.Here is an example and explanation: Sample EstoppelSome have a lot of legal jargon but this document does not need to be so detailed.

Did they ever give any explanation for the delay in disbursement? 

Contrast that to the bond market--the source of movement for all manner of interest rates--which frequently moves more than 8 times in any given second.In other words, the financial market is able to make its move well in advance of the Fed and that's a substantial part of the explanation for the drop in mortgage rates seen over the past year.

Security deposit amountYou can find plenty of examples by searching for "tenant estoppel certificate doc" or exchanging "doc" with "pdf" for more options.Here is an example and explanation: Sample EstoppelSome have a lot of legal jargon but this document does not need to be so detailed.

If there are large deposits the underwriter will ask for a signed letter of explanation from the borrower along with supporting documents.