I would recommend reaching out to a flood insurance rep with a CFM  credential. 

In addition, I've seen many a topic on the challenges of getting started, dealing with renters, rentals, and your own full-time job, and others dealing with setting goals and achieving them.So I thought I'd throw this all together and create the most awesome thread of all-time (or at least until somebody else comes up with something cooler...).I have been using the BP calculators on Roofstock.com properties following both the BRRRR and standard Rental philosophies espoused both on the site and within the podcasts.

Coolers ?

I see it has a swamp cooler on top which I would get rid of.  

Even cooler you are looking for jobs in LA.

My thought was these folks get transferred need a place to buy or rent while they are there until getting transferred to cooler climates.  

You know you have to pay off all the HML costs/month when you refi since you are taking out the HML with the refi.4 - Let's say this all works and you have that extra cash available at closing, and you want to recover the HML cost from CF/M.  

I recommend reaching out to an insurance agent with a CFM certification if annual premiums are over $1,000 a year.

In cooler climates like New York, usually gas is cheapest but you may want to consider using electric baseboards which could be cheaper than separating out gas and making it a tenant responsibility via the electric bill. 

@Michael Scott this flip is in new kensington so the market is cooler than hot Cranberry Township.