Are their listings detailed with good-quality photos?

This allows them to bypass the REP status since they are full-time doctors and cannot meet the standard.

DSCR Loans are pretty much standardized and arent really negotiable like CRE loans so people don't usually spend much at all on this

As are reviews, photos, customer service, management, and so on and so forth.If you have a quality, well located property you can take a bad review here and there. 

It's a great example of how landlords are duped into accepting bad tenants.Define some standards, then stick to them.

Pretty much all major components were newly installed / fitted and done to a tasteful standard (new metal roof, plumbing, electrical, kitchen, flooring, bathroom, doors, new hvac, decks, vinyl siding etc) and I have visited and walked through 3 times and even been under crawl space to inspect a repair that was previously noted on an inspection to the foundation after termite treatment which looked to be a good job.

For next moves - try to pick quality or high value appartments that attracts more well-off tenants. 

Consequently, when you get a DPA loan sponsored by the state, you look for expertise, care, and quality from the lender because there is no significant difference in price.

Get a standard 30-year DSCR on it and start the process now. 

I work with a Family Office who is doing standard 1 yr PPP on DSCR with no points and I haven't quoted anything over 7% in weeks.Cheers!