@Ray Agosto, years ago I started from almost no credit, bundled with some delinquent medical bills, and worked my way up to a 700+ score relatively quickly (from the low 500s).

Do not forget the usefulness of the 1031 form that keeps you from paying taxes.I have spent the last 15 months learning from Biggerpockets and reading books while I medically recover.  

We have the largest medical Center in the world here.   

I am a medical assistant and make decent money and have great benefits but would love to improve my cash flow and create strong equity as I have little to none at the momentI am currently looking at a few multi family homes but in the issue of figuring out how to finance it as I dont have the substantial down that most are looking for and my credit score is not great (but i am working on that and should be much stronger within the year)cant wait to chat with you guys!

I would lower medical payments to 1k since it only applies to family members, assuming that you have health insurance and don't plan to actively hurt yourself in your own home.

I am aware of Connected Investors and have been listening to them for several years but I have not spent any money on their items mainly because of my medical problems and my inability to work forc the last few years.Connected Investors has recently had a great deal for $297.00 that included all you would need and that using their automation could be done at home.

Do we need a more specialized medical practice broker? 

I'd like to think things will end up being better - less maintenance fees and less vacancy, but I'm trying to consider a reasonable worst case baring something like sewer problems.The town has a medical school, and students have a hard time finding places to rent - there's a crappy set of apartments near the school that rents a tiny 3BR for $800.  

I found BP about 21 months ago while recovering medically and looking for something that is more flexible than a typical job that causes you to work 10 to 12 hours a day without being paid any overtime.I was forced to be that way in the early 1980's when I had graduated from college.  

He has since written a book about small apartment complexes, has gotten rich, and now teaches class to show you how to do it.I found BP about 21 months ago while medically recovering and looking for something more flexible than a regular job since I was getting older.