Seems like they're more worried about getting sued than giving advice The inspector's role isn't to give advice, but rather to uncover issues that may need further investigation.

What if you decide to stay there later because it's so nice? 

It was a nice trade for us and not so nice for them.

I'm finishing up a duplex renovation in the Payne-Phalen area of St. Paul, MN and am ready to market it.  I've been in the landlording business (mostly owner-occupying 2-4 unit buildings) since 2009, and so far, I've ...

She says she doesn't want to leave, that it's perfect and everyone is so nice--except for the ceiling.  

Anyone buying the property from you at a future date will also have to get a Flood Insurance policy from a bank, and this will be uncovered at that time - which may or may not kill the re-sale.You may have an option legally to undo the deal due to the Seller's inaccurate disclosure combined with your contract clause - I don't know the strength of your case based on your State's case law and statutes of limitation, so you will need to check with a licensed attorney in your state with this experience.Get a topographic survey to confirm the extent of the flood plain on your property.  

It's so nice to have the bigger pockets community for support!

& @Troy Sheets The minor repairs were done, and property is rented to a nice family who was concerned at the situation at first but decided the house was so nice they would go for it.

So nice of you !

It is another thing if it uncovered additional items that were not clearly known.