We saw an 85% increase in our premium this year and because of this, we are choosing to go with the highest deductible we feel can live, effectively choosing for catastrophic purposes only.

We manage almost 700 doors in Metro Detroit market, 92 are S8, so we are very familiar with the program.We've got some great S8 tenants, but also some not-so-great ones that abuse the program.PM us if you'd like to discuss the reality of using S8 effectively...

I have about 25000 saved up and I'm living at home for free how much of that should I spend on a property or save.How does someone truly manage a property "effectively" from a distance?

Being able to enter a property with only 5% down means you can leverage your money way more effectively as well.

I'm looking for insights and best practices from fellow lenders and financial professionals on how to effectively manage borrower relationships.

Lawyer?)

Is there anyone well versed in Colorado law that can answer a few questions before I consult with a lawyer?

If so, you could look more for turnkey properties and focus on learning to manage them effectively.

If there's local boom in industry we should see the effect in immediateterm not in short tem, so what really happened in 2020-2022 is really big mistake by Fed.Also it seems very natural that in the next ten years we see lot of consolidation in the big business, much less small biz owner, and everything is owned by the conglomeration of some very powerful big names that generates cash from their operation.America is going to be more controlled by big company regardless who is in power in the goverment. 

A data set of 10 will be far more effected than a data set of 1000 of a couple low sale prices.