And if he’s scaring off tenants and making your life hell in the meantime you might have some sort of case of opportunity cost.I would also advise talking to a lawyer sooner rather than later because if it does come to a legal battle the first person to file has a little bit of a psychological upper hand in the court system, or so I’ve been told- especially when it comes to disputes rather than overtly criminal behavior.Also I’m sorry for your loss.

There's acceptance and bargaining and rationalization (not necessarily in that order, Kubler-Ross and the "five stages of grief" linear model is more an artifact of pop psychology than useful cognitive-behavioral therapy).

Such folks have psychological issues, I had one who I thought I'd have to call the cops and the folks at the funny farm to deal with her, but I got her kids to come get her.

Oh yeah and if you don’t experience the downturn, how will you know the psychology of the customers in your area the next time poop hits the top and goes ka-poop

The psychological damage here is going to last for a long time.

Your tenant could be a jerk or have a psychological or mental issue.

-Darren HardyIt's a psychology issue, not a finance or knowledge issue. 

The triggers of a recession are irrelevant because the financial cycles are the product of mass human psychology; a self realizing prophecy based the belief of patterns and that what happened in the past repeats itself.

Now, there are downsides to this as well since, as you stated, there are additional carrying costs associated with the loans, and in my personal opinion, a factor that most people don't factor in enough is the psychological effects of the debt.

There is a whole lot of psychology involved with these fears but there are some simple solutions (in theory).