It is not all inclusive but a great start.  

So your rent will have to be inclusive of all utilities and probably even cable and tradeYou might also not have on-site amenities such as individual laundry machines.

The scenario typically plays out as follows:We report to the lender what we are earning for rent (and provide leases when requested); The lender usually says the amount we are earning is over market and not sustainable;They then attribute market rent to each unit of the house and include that amount at 50% - 70% depending on their inclusion rate.The first time it happened, I try to make the case for including the actual rent and the lender countered that they could attribute market rent or strike the property's income (but not its debt) from their calculations.Now, Canadian lenders are traditionally more conservative in their underwriting practices than those in the U.S.A., so you may be fine getting a lender to consider your actual rent on the property. 

@Bill Gulley why dont you start aWrap Around Mortgage - AITD All Inclusive Deed Of Trust When Buying 101 thread?

This isn't inclusive but should give you a good start.

Bottom line with this approach is the Net Operating Income.The reason that it is important to follow these protocols is that the market cap rate you'll find in regard to other properties sold followed the same inclusions/exclusions.

Those are specific cities I work, so definitely not an all-inclusive list of what is good or bad out there, but just a starting point of places.

There is a possibility for hard money inclusion, but I wouldn't know exactly if I have true source and if you can get that type of assistance when making a long term investment or holding.

While this isn't inclusive of the awesome contributions by hundreds of other contributors here (I'll try to compile something bigger when I have the time), here are some of the topics that I've discussed in the past -- both blog posts I've written and forum posts I've started -- that seem to get brought up over and over.Don't know if this will be helpful or not, but thought I'd post it just in case...How do I determine if a property would make a good flip deal?

The list is NOT inclusive and is intended to serve as aguideline.Unlicensed Assistants may NOT:1.